Built from real institutional appraisal models. Every calculation validated against live deal flow across BTR, BTS, hotel and residential.
Full month-by-month P&L from acquisition to exit. S-curve, straight-line and front-loaded cost profiles. Interest capitalised using live benchmark forward curves.
Real-time RLV calculation that updates as you type. Set your target return as % of GDV or % of costs. Uses actual cashflow interest for maximum accuracy.
Three full 45-scenario matrices: Exit Price, Levered Profit, Profit on Cost. Yield vs rent with colour-coded RAG and base case highlighted.
SONIA, SOFR, EURIBOR, EIBOR, SORA, AONIA, TONA, SARON, CORRA, HONIA. Finance costs calculated month-by-month against the actual forward curve.
Configurable IRR hurdles with developer and investor allocations calculated across all tiers. Visual split bar per hurdle. Fully scenario-aware.
Claude AI benchmarks your specific assumptions against current market data. Verdict rating, specific risks, suggested amendments with financial impact.
Full-bleed documents with your firm's colours and logo. Live share links so investors always see the latest version — no email attachments.
Base, Bear, Bull cases with fully independent inputs. Side-by-side comparison table showing GDV, cost, profit, PoC and IRR across all three scenarios.
Every input change timestamped with user name, field, old and new value. Essential for investment committee governance and lender due diligence.
Full UK SDLT banding (5%/10%/15%/17% company rates) calculated automatically from purchase price. Other jurisdictions apply appropriate transfer tax rates.
Kanban-style deal pipeline with customisable stages. Shared team boards and private personal boards.
Save any appraisal as a reusable template. Pre-built templates for BTR, BTS, hotel, and residential flips.
Kanban pipeline boards with customisable deal stages. Move projects from Prospect through to Completion. Private personal boards and shared team boards. Every appraisal linked, always in sync.
Spreadsheets break. Generic tools make assumptions your deals don't. Valora was built by developers who needed a platform that understood the actual mechanics of property finance.
Valora's calculation engine is audited, version-controlled, and produces consistent results — with a full field-level audit trail.
Every input, every metric, every output is purpose-built for property development — from SDLT bands to stabilisation ramps to JV distributions.
Branded brochures, live investor portals, lender-formatted cashflows and AI market comparables — all generated directly from the same model.
From first feasibility to signed investment agreement.
Valora's standardised format is designed for lender review. The monthly cashflow shows exactly how your facility will be drawn down month-by-month, with interest calculated on actual drawn balances — giving you and your lender a precise, defensible cost of finance.
"We replaced three Excel models with Valora. The monthly CF engine and sensitivity matrices are exactly what we needed for our BTR fund."
"The AI market review flagged that our exit yield was aggressive before we took the appraisal to the investment committee. That alone saved us."
"The branded brochure is extraordinary. We share a live link and investors see the model update in real time. No more stale email attachments."
"The SONIA forward curve integration shows real industry understanding. Our lender reviewed the CF and approved it without a single question."
"Finally an appraisal tool that understands hotel repositioning. The ADR, RevPAR and cap rate logic is native, not a spreadsheet hack."
"The promote waterfall is something no other tool offers. Our JV partners were impressed we could show the distribution split in real time."
14-day free trial on all plans. No credit card required.
For individual developers and valuers running 1–2 projects at a time.
For growing teams working on multiple developments simultaneously.
For funds, institutional developers and multi-team platforms.
All prices exclude VAT. Annual billing available at 20% discount.